Randy Rathmann - www.randyrathmann.com

Providing Comprehensive Financial Planning

Randy Rathmann, Chartered Financial Consultant and Certified Senior Advisor, has taught retirement investment strategy, estate strategy, and tax strategy courses at local corporations, Huntsville City Schools, the Chamber of Commerce, University of Alabama in Huntsville, and the Thomas Davidson Senior Center. As a Chartered Financial Consultant and Certified Senior Advisor, he has passed many rigorous courses providing him with pertinent knowledge of the investment planning, estate planning, and tax planning areas. "I believe in a comprehensive financial planning approach based on the investor's objective that will allow them to sleep at night."
Calculators

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

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Newsletters

How Interest Rates Can Influence Financial Decisions

The Federal Reserve has relied on its control of short-term interest rates to influence economic activity. Adjusting interest rates might seem to be an overly simple solution for steering the world's most powerful economy, but few mechanisms can influence behavior more effectively than interest rates.

Help Keep Your Estate Out of Probate

Anyone who has seen an estate go through probate knows that it's the legal equivalent of having a tooth pulled. But just like tooth decay, probate may not be entirely avoidable.

The Dynamics That Can Drive Inflation

High unemployment and slow wage growth seem to have kept consumer spending and core inflation from growing very rapidly in the first half of 2011. This article reminds investors to keep the potential risk of inflation in mind, because even modest price increases compounded over time can erode the purchasing power of the assets in their portfolios.

Protection from a Range of Liability Claims

It's projected that American companies will face $183 billion in tort costs in 2011, and $152 billion of that will land on the books of small businesses. Fortunately, there are several forms of business liability insurance that can help offset these unforeseen costs.

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