Randy Rathmann - www.randyrathmann.com

Providing Comprehensive Financial Planning

Randy Rathmann, Chartered Financial Consultant and Certified Senior Advisor, has taught retirement investment strategy, estate strategy, and tax strategy courses at local corporations, Huntsville City Schools, the Chamber of Commerce, University of Alabama in Huntsville, and the Thomas Davidson Senior Center. As a Chartered Financial Consultant and Certified Senior Advisor, he has passed many rigorous courses providing him with pertinent knowledge of the investment planning, estate planning, and tax planning areas. "I believe in a comprehensive financial planning approach based on the investor's objective that will allow them to sleep at night."

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

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Ready or Not, You're Retired!

In 2009, 47% of retirees left the workforce earlier than they expected.

Retirement Countdown in a Down Market

The process leading up to retirement should begin years beforehand to help protect portfolio assets in the event that the markets are affected by unfavorable economic conditions.

Protection for a Price

Variable annuities give contract holders the ability to purchase guarantees to help protect against downside risks.

Interest Rates: Be Ready for Anything

There is a strategy to help bondholders limit the risk of continued low rates and put them in a position to benefit if the rates go higher.

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