Randy Rathmann - www.randyrathmann.com

Providing Comprehensive Financial Planning

Randy Rathmann, Chartered Financial Consultant and Certified Senior Advisor, has taught retirement investment strategy, estate strategy, and tax strategy courses at local corporations, Huntsville City Schools, the Chamber of Commerce, University of Alabama in Huntsville, and the Thomas Davidson Senior Center. As a Chartered Financial Consultant and Certified Senior Advisor, he has passed many rigorous courses providing him with pertinent knowledge of the investment planning, estate planning, and tax planning areas. "I believe in a comprehensive financial planning approach based on the investor's objective that will allow them to sleep at night."

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

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Pursuing Both Growth and Value

Maintaining a balance of growth and value investments may help investors add a new dimension of diversification to their portfolios.

Exchange-Traded Funds Can Be for Conservative Portfolios, Too

If you avoided ETFs because they were predominantly composed of stocks, the growing availability of bond ETFs might warrant a second look.

Good Care Begins Early

Ironically, people who avoid important discussions because they don’t want to be a burden are sowing seeds for even greater troubles because they are forestalling preparation and ignoring the risks associated with aging, possibly until it’s too late.

The Land of Income Mobility

In America, just about anyone who is dissatisfied with his income has the opportunity to roll up his sleeves and move into a different income bracket.

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