Our Services

Randy Rathmann, Chartered Financial Consultant and Certified Senior Advisor, is a well-known financial educator in the Huntsville area. Mr. Rathmann has assisted over 500 families in wisely investing nearly $50,000,000. Additionally, he has helped Huntsville retirees save thousands of dollars in taxes and increase their retirement income by as much as 30%.

Mr. Rathmann has taught retirement investment strategies, estate strategies, and tax strategies courses at many local corporations, the Huntsville City Schools, the Huntsville/Madison County Chamber of Commerce, and the Huntsville-Madison County Senior Center.

As a Chartered Financial Consultant and Certified Senior Advisor, he has passed many rigorous courses providing his proficiency in investment planning, estate planning and tax planning.

Mr. Rathmann lives in Arab with his wife Francine. They have 3 grown children and 8 grandchildren.

The topics he covers include:

Investment Planning
Do you have a sound personal investment strategy?
Studies indicate that less than 5% of all Americans reach financial independence. Randy helps you develop and implement a strategic plan to achieve your future goals.

Tax Planning
Are your investments tax efficient?
There are still some proven and legal methods to defer or reduce your tax liability. Randy shows you how to take advantage of tax-favored investing.

Insurance Planning
Will you be ready if financial disaster strikes?
Randy reviews your existing policies to assure the adequacy of coverage against major losses. He also gives suggestions on how to save when buying insurance so you will know what coverage you need without paying for the extras you can't use.

Retirement Planning
Will you run out of money before you run out of life?
Randy shows you how to implement sound ideas for achieving a comfortable and secure retirement. His goal is to help you minimize risk while maximizing returns.

Estate Planning
Will your property be distributed according to your wishes with a minimum of taxation?
Even people with modest incomes can have estate "problems." Randy works with your tax specialist to help you avoid probate, preserve assets and lower taxes.